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Bremerton and Kitsap County Homes for Sale and Rent
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Relocating for military duty? After 21 years of active duty and 23 moves, I know and understand your relocation needs. Please call me for inbound moves to Bremerton Naval Station, Puget Sound Naval Shipyard, Bangor Submarine Base, Keyport Naval Warfare Station or outbound moves anywhere in the country.
Serving Your Real Estate Needs in Kitsap and Mason Counties
*Bremerton * Silverdale * Port Orchard * Belfair * Poulsbo * Gig Harbor *
*Kingston * Hansville * Seabeck * Southworth * Bainbridge Island *
Renate is a real estate agent of a quality over and above the norm! We first met her a year and a half ago via her website, inquiring about the home we subsequently purchased. We have since referred her to friends and she performed the same excellent job for them. Renate is a gem who works tirelessly for her clients and we intend to continue to associate with her for future purchases!” Pauline Baldwin, Bremerton | |
| Renate Scisney
Kitsap County Realtor
Reid Real Estate
3330 Kitsap Way
Bremerton, WA 98337
(360)710-4041 Direct
(360)479-0833 Fax
Email: renatescisney@yahoo.com
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Featured Properties
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| About Bremerton and Kitsap County
Bremerton and Kitsap County sit directly across Puget Sound from Seattle, between the majestic Cascade and Olympic mountain ranges in Western Washington. In 1998 Money Magazine rated Bremerton one of the top best places to live in the west, in 2003 Men's Journal and 2004 edition of Cities selected Bremerton one of the 50 best places to live in the US.
Tucked between the Cascade and Olympic mountain ranges and Puget Sound, Bremerton provides its 40,000 residents with a serene landscape only a 60-minute ferry ride from Seattle. Several development projects are underway or have been completed recently including the new Harborside Fountain and Bremerton Bark parks. These kid-friendly and dog-friendly parks join more than 20 other city parks to give residents access to athletic fields, basketball and tennis courts, picnic areas, boat launches and playgrounds. Bremerton is also in the planning stages of developing an over-water boardwalk nearly one mile long that will connect the Harborside Boardwalk to Evergreen Park. For those who enjoy military history, visit Bremerton Naval Museum or the historic U.S. Navy destroyer USS Turner Joy to learn about the city’s important role during several wars. Elandan Gardens, a 5-acre strolling garden, is a magical experience with some trees as old as 1,500 years.
The children are not forgotten in Bremerton. The Aurora Valentinetti Puppet Museum, a division of the Evergreen Children’s Theatre, sponsors family-oriented performances, exhibits and workshops. For the adults, the Admiral Theatre showcases the best live musical and theatrical performances as well as plays host to a classic film series. For a quieter creative adventure, browse through the downtown area’s fine art galleries. Amy Burnett, a nationally recognized artist and fourth generation descendent of a pioneer Bremerton family, established a beautiful fine art gallery that showcases many of her paintings. The downtown area is experiencing a revitalization that will only add to the appeal of Bremerton in the years to come.
The city’s 5,700 students receive a well-rounded education through the Bremerton School District. With its six elementary schools, one middle school, one high school, an alternative school and home school partnership program, educators work hard to provide individual attention in a safe learning environment. For graduates, Olympic College is a community college that collaborates with several four-year universities to provide residents the option of earning baccalaureate degrees locally. There is always something to see or do in Bremerton.
Home Sellers!
If you're planning to sell your home in the next few months, my FREE home owner offer is designed to help establish your home's current market value. Simply choose FREE Market Analysis and fill out the requested information. I will use comparable sold listings to help you calculate the fair market value of your home. Click here to view a copy of my Marketing Plan.
Home Buyers!
Automatically receive personalized MLS listings by e-mail. Early each morning I will search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply choose E-mail Alerts and fill in the requested information. Or look for available homes yourself at Search The MLS.
Why Now Is A Smart Time To Buy
Considering all of the negative press the housing market received in late 2007,it’s more important than ever for buyers to separate fact from fiction when deciding on a time to buy a home.
FACT: The housing market is undergoing a natural cyclical correction.
It’s impossible to ignore the ongoing news surrounding the downturn of the housing cycle. True, the number of homes sold in 2007 will have dropped from the year before, but 2007 is still among the highest years on record, with numbers of sales for both 2007 and 2008 projected to be even higher than the levels seen in 2002. However, with homes taking longer to sell, the number of homes on the market has grown. the inventory of homes on the market ranges from 7 to 10.5 months as of November, 2007. This equates to good news for buyers who have more homes at more price ranges from which to choose.
FACT: Low mortgage rates give buyers more house for their dollar.
With the 30 year fixed rate hovering between six and seven percent—a 45-year low—qualified buyers continue to have access to incredibly low interest rates. This means that although housing prices have risen, monthly mortgage payments remain reasonable for those who look at real estate as a long-term investment. For example, today if a buyer secured a 6.5 percent interest rate on a 30 year fixed loan for a $300,000 home(with no money down), the monthly mortgage payment would be $1,896.20. In 1991, the same monthly mortgage payment would have bought a house worth only $230,492 when mortgage rates were 9.25 percent. In 1982, when the 30-year fixed rate was 14.6 percent,the same payment would have bought a house worth only $151,657.
FACT: Heavy speculation and overbuilding result in an increase in foreclosures when prices go down.
The media has been focusing on the hardest hit areas of the country that have seen a dramatic downturn in the market; among them, California, Nevada, Florida and Arizona. Over the past five years, these markets have experienced an abundance of new housing, a rise in investment properties and a rise in prices that was high above the national average. Now that home prices are starting to drop and stabilize, the areas that went through a building frenzy and experienced the largest price increases are suffering a heavy devaluation in home prices, which in turn has caused homeowners to default on loans. Those suffering the most in California, Nevada and Florida are far above the national average of foreclosure with one out of every 325, 152 and 282 homes in foreclosure, respectively. Washington, Oregon and Idaho are well below the national average of one in every 617 homes in foreclosures because fewer homebuyers in the Pacific Northwest opted for subprime mortgages and because home values have continued to steadily appreciate. Washington has seen one in 1072 homes in foreclosure, and Oregon and Idaho have one in 1275 and 893, respectively.
FACT: Subprime borrowers get a reality check.
Then there are the problems that are affecting subprime borrowers: those who are considered at a higher mortgage risk due to a past history of bankruptcy, delinquent loan payments and low credit scores. During the last number of years, some homebuyers in the U.S. qualified only for these riskier subprime loans to fund the American dream. But, again, unlike the media’s portrayal, the reality is that subprime loans comprise only nine percent of total loans nationwide and of those nine percent, less than 11 percent of those subprime ARM and fixed borrowers have defaulted on their loans. The Pacific Northwest stands apart as is its own micro-market, with more homebuyers qualifying for prime loans. Homeowners in the Northwest have been able to successfully sell their homes for a profit or refinance to pay off their subprime loans.
Where does all this leave the Pacific Northwest?
FACT: Real Estate is localized and the Northwest is one of the strongest housing markets in the United States.
Real estate valuation, appreciation and market activity have been and always will be very localized. Because each region of the U.S. is a microcosm with its own employment, geography and housing market dynamics—in contrast to California, Nevada, Florida and Arizona—Washington, Oregon and Idaho homeowners are faring well. These days, the ups and downs of the real estate market is in the national news every day. But many parts of the country, like the Pacific Northwest, do not have the same negative news as California, Nevada, Arizona and Detroit, Michigan, because homes have appreciated at a steady clip in the Pacific Northwest. In fact, according to an August, 2007 article by the Associated Press, “Washington state led the nation with the number of cities in the top 20 for (home ownership) appreciation. In order, they are: Wenatchee (up 23.54 percent), Longview (up 13.6 percent), Seattle/Bellevue/ Everett (up 9.89 percent), Tacoma (up 9.34 percent) and Spokane (up 9.3 percent).” The Office of Federal Housing Enterprise Oversight (OFHEO) noted that from October 2006 to October 2007, Washington state’s overall appreciation had increased 6.98 percent.
THE FACTS ADD UP: If you’re in the market to buy, now is the time to “Buy Smart”
A number of factors have converged to make this the best buyers’ market the Pacific Northwest has seen in years.
- Rates are back where they were before the market turned, making monthlymortgage payments affordable.
- There is a wide selection of housing inventory, which is good news for buyers who now have even more properties to choose from to find the right home.
- Homeowners in it for the long-term nearly always come out ahead in building wealth.
- It’s a good time to take advantage of a strong local economy.
- Home sales have slowed, giving buyers an advantage.
- is a great time to Buy Smart!
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